Introduction
Car accidents happen often. Knowing the laws is important. This article will help you understand car accident laws in Maryland.
What To Do After a Car Accident
Stay calm and follow these steps:
- Stop your car.
- Check if anyone is hurt.
- Call 911 for help.
- Exchange information with the other driver.
- Take photos of the accident scene.
- Report the accident to your insurance.
Maryland Car Accident Laws
Maryland has specific laws for car accidents. These laws help decide who pays for damages and injuries.
| Law | Description |
|---|---|
| Contributory Negligence | If you are partly at fault, you cannot recover damages. |
| Statute of Limitations | You have three years to file a lawsuit. |
| Insurance Requirements | Drivers must have minimum insurance coverage. |
Contributory Negligence
Maryland follows contributory negligence rules. If you are even 1% at fault, you cannot get compensation. This rule is strict. Be very careful to follow all traffic laws.
Statute of Limitations
You have a limited time to file a lawsuit. In Maryland, you have three years from the date of the accident. If you wait too long, you cannot sue.
Insurance Requirements
Maryland requires drivers to have insurance. The minimum coverage is:
- $30,000 for bodily injury per person
- $60,000 for bodily injury per accident
- $15,000 for property damage
Driving without insurance is illegal. You can face fines and penalties.
Reporting a Car Accident
If the accident causes injury or damage over $500, you must report it. Report the accident to the Maryland Motor Vehicle Administration (MVA). This helps keep accurate records.
What If You Are Uninsured?
Driving without insurance is risky. If you are in an accident, you may have to pay all costs. You could also face fines and license suspension.
Hiring a Lawyer
Accidents can be confusing. A lawyer can help you understand your rights. They can also help you get the compensation you deserve.
Frequently Asked Questions
What Are Maryland’s Car Accident Laws?
Maryland follows a “fault” system and contributory negligence rule for car accidents.
How To File A Car Accident Claim?
Report the accident to your insurance company and consult an attorney for guidance.
What Is Maryland’s Contributory Negligence Rule?
If you’re even 1% at fault, you cannot recover damages.
What Is The Statute Of Limitations?
You have three years to file a personal injury claim.
Conclusion
Knowing the car accident laws in Maryland is important. Follow the rules to stay safe and protect your rights. If you need help, talk to a lawyer.